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Oliver Buchannon
Jim Ross

#1 Listing Agent in central Ohio - Investors make up 98% of my client base - career 1,350+ transactions, $305M+ in volume

🍵 Market Update 01/12 │ Rates hit lowest level in 3yrs; Trump Tweet Recap

Jan 12, 2026

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11 min read

🍵 Market Update 01/12 │ Rates hit lowest level in 3yrs; Trump Tweet Recap

Mortgage rates briefly hit 5.99%, the lowest level in about three years, as markets reacted to Trump’s affordability tweets and policy expectations.

Jim Ross
Jim Ross
🍵 Market Update 01/05 │ Mortgage Rates Hit 15-Month Low & 2025 in Review

Jan 5, 2026

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9 min read

🍵 Market Update 01/05 │ Mortgage Rates Hit 15-Month Low & 2025 in Review

Mortgage rates fell to cycle lows while buyer activity held steady, setting a cautiously optimistic backdrop heading into mid-January.

Jim Ross
Jim Ross
🍵 Market Update 12/29 │ Surprising GPD Report & Rates Ease Into Year-end

Dec 29, 2025

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9 min read

🍵 Market Update 12/29 │ Surprising GPD Report & Rates Ease Into Year-end

Strong GDP growth met easing mortgage rates and rising inventory, leaving housing caught between better demand signals and stubborn affordability.

Jim Ross
Jim Ross
🍵 Market Update Date 12/22 │ Inflation Eases, Labor Softens, & Merry Christmas!

Dec 22, 2025

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9 min read

🍵 Market Update Date 12/22 │ Inflation Eases, Labor Softens, & Merry Christmas!

Cooling inflation, a softening labor market, and steady mortgage rates shaped a cautiously improving backdrop for housing last week.

Jim Ross
Jim Ross
🍵 Market Update 12/15 │ The Fed Cut, but Mortgage Rates Held

Dec 15, 2025

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10 min read

🍵 Market Update 12/15 │ The Fed Cut, but Mortgage Rates Held

Mortgage rates held near 6.3% after the Fed’s December cut as Treasury yields rose late week. Central Ohio showed improving affordability with steady sales activity.

Jim Ross
Jim Ross
🍵 Market Update 12/08 │ It's Fed Week & Purchase Apps Near 2-Year Highs!

Dec 8, 2025

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16 min read

🍵 Market Update 12/08 │ It's Fed Week & Purchase Apps Near 2-Year Highs!

Purchase apps hit new 2025 highs again as they push toward 2-year levels, while PCE data reinforced high odds of a December Fed cut.

Jim Ross
Jim Ross
🍵 Market Update 12/01 │ Fed Cut Odds at 87% + Holiday Listing Strategy Guide

Dec 1, 2025

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14 min read

🍵 Market Update 12/01 │ Fed Cut Odds at 87% + Holiday Listing Strategy Guide

Rates held steady as Fed cut odds reached 87% and updated data shows December may offer two strategic paths for listings. Mortgage Apps hit a 2025 high!

Jim Ross
Jim Ross
🍵 Market Update 11/24 │ Thanksgiving Slows the Market, but the Fed May Boost It

Nov 24, 2025

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10 min read

🍵 Market Update 11/24 │ Thanksgiving Slows the Market, but the Fed May Boost It

Activity will slow during Thanksgiving week, but rising Fed cut odds and easing rates hint at stronger buyer momentum once the holiday passes.

Jim Ross
Jim Ross
🍵 Market Update 11/17 │ Higher for Longer? Fed Cut Odds Slip

Nov 17, 2025

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14 min read

🍵 Market Update 11/17 │ Higher for Longer? Fed Cut Odds Slip

Fed cut odds faded, stocks slipped, and rates held near the mid 6s, while Central Ohio continues to adjust to higher inventory, softer showings, and modestly higher prices.

Jim Ross
Jim Ross
🍵 Market Update 11/10 │ Fannie Drops FICO Floor, Trump Floats 50-Yr Mortgage

Nov 10, 2025

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11 min read

🍵 Market Update 11/10 │ Fannie Drops FICO Floor, Trump Floats 50-Yr Mortgage

Last week, rates held near 6.3%, the 10-year stayed flat, and headlines focused on the record U.S. government shutdown, rising rates, and mortgage policy shifts.

Jim Ross
Jim Ross
🍵 Market Update 11/03 │ LW's Fed Cut Overshadowed by Rising Yields and Higher Rates

Nov 3, 2025

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13 min read

🍵 Market Update 11/03 │ LW's Fed Cut Overshadowed by Rising Yields and Higher Rates

QT ending Dec 1 signals a coming shift in liquidity, mortgage rates averaged 6.24%, and Central Ohio supply slipped modestly as national housing turnover hit 30-year lows.

Jim Ross
Jim Ross
🍵 Market Update 10/27 │ CPI Comes In Lower Than Expected & It’s Fed Week!

Oct 27, 2025

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11 min read

🍵 Market Update 10/27 │ CPI Comes In Lower Than Expected & It’s Fed Week!

Soft CPI data reinforces a Fed cut this week.

Jim Ross
Jim Ross
🍵 Market Update 10/20 │ Latest Beige Book: The economic report you've never heard of

Oct 20, 2025

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11 min read

🍵 Market Update 10/20 │ Latest Beige Book: The economic report you've never heard of

The 10-year hovered near 4%, mortgage rates held steady in the low/mid-6s, and the latest Beige Book pointed to softer but stable economic conditions, reinforcing expectations for a Fed cut heading into late October.

Jim Ross
Jim Ross
🍵 Market Update 10/13│Mortgage Rates Hit One-Month Low As Tariff Drama Renews

Oct 13, 2025

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10 min read

🍵 Market Update 10/13│Mortgage Rates Hit One-Month Low As Tariff Drama Renews

Tariff tensions resurfaced last week, sparking a bond rally that pulled mortgage rates to their lowest levels in a month, while Central Ohio inventory remains elevated but steady heading into fall.

Jim Ross
Jim Ross
🍵 Market Update 10/06 | How the Gov't Shutdown Impacts Housing

Oct 6, 2025

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10 min read

🍵 Market Update 10/06 | How the Gov't Shutdown Impacts Housing

Last week brought weak jobs data, higher mortgage rates, and a government shutdown, shaping a cautious but still resilient housing market in Central Ohio.

Jim Ross
Jim Ross
🍵 Market Update 09/29│Central Ohio Q4 Preview

Sep 29, 2025

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10 min read

🍵 Market Update 09/29│Central Ohio Q4 Preview

Mortgage rates edged higher, but applications rose again, while in Central Ohio, active inventory dipped 1.8% last week.

Jim Ross
Jim Ross
🍵 Market Update 09/22 │ Mortgage Rates Edge Higher Despite Fed Cut

Sep 22, 2025

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9 min read

🍵 Market Update 09/22 │ Mortgage Rates Edge Higher Despite Fed Cut

Mortgage rates rose after the Fed’s rate cut, as bond yields climbed on inflation and debt concerns.

Jim Ross
Jim Ross
🍵 Market Update 09/15 │ It's Fed Week!

Sep 15, 2025

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11 min read

🍵 Market Update 09/15 │ It's Fed Week!

Last week’s CPI showed inflation is persistent, but a weak labor market strengthened expectations for a Fed cut this week.

Jim Ross
Jim Ross
Market Update 09/08 │ Rates Drop Sharply on Weak Jobs Data │ Fed cut almost certain

Sep 8, 2025

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10 min read

Market Update 09/08 │ Rates Drop Sharply on Weak Jobs Data │ Fed cut almost certain

Mortgage rates fell sharply on weak jobs data, Fed cut odds surged, and Central Ohio inventory held flat to last week.

Jim Ross
Jim Ross
🍵Market Update 09/02 │ Rates Steady at 6.5% & Inventory drops again!

Sep 2, 2025

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9 min read

🍵Market Update 09/02 │ Rates Steady at 6.5% & Inventory drops again!

Mortgage rates eased to 6.5%, purchase apps are still strong vs LY, and Central Ohio active inventory dropped for the second week in a row, down 1.7%

Jim Ross
Jim Ross
🍵Market Update 08/25 │ Mortgage Rates Hit YTD Low, Fed Cut Odds Rise

Aug 25, 2025

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8 min read

🍵Market Update 08/25 │ Mortgage Rates Hit YTD Low, Fed Cut Odds Rise

Rates dipped to new YTD lows as the Fed signaled flexibility. Central Ohio active inventory drops 1% week over week.

Jim Ross
Jim Ross
🍵Market Update 08/18 │🔥Investor Meetup │ CPI🥶, PPI🥵

Aug 18, 2025

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9 min read

🍵Market Update 08/18 │🔥Investor Meetup │ CPI🥶, PPI🥵

Mortgage rates hit their lowest point since October 2024, fueling stronger buyer demand, while inflation data delivered mixed signals and uncertainty about a September rate cut.

Jim Ross
Jim Ross
🍵Market Update 08/03–08/09 │ Mortgage Rates Ease, Purchase Apps Up, CPI Print

Aug 12, 2025

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7 min read

🍵Market Update 08/03–08/09 │ Mortgage Rates Ease, Purchase Apps Up, CPI Print

Lower borrowing costs and rising applications signal more buyer activity, even as Central Ohio inventory climbs to multi-year highs

Jim Ross
Jim Ross
🍵Weekly Market Update | 07/27–08/02

Aug 5, 2025

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6 min read

🍵Weekly Market Update | 07/27–08/02

Mortgage rates just hit their lowest level since early October, driven by a sharp bond market rally sparked by a weakening job market.

Jim Ross
Jim Ross
🍵 Weekly Market Update | 7/20–7/26

Jul 28, 2025

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6 min read

🍵 Weekly Market Update | 7/20–7/26

New newsletter format coming, stock market is riding high, rates are steady, local market is rebalancing

Jim Ross
Jim Ross
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RealTea with Jim Ross

Serving the intersection of investors & agents with a weekly no-fluff, data-packed playbook for smarter real estate moves.

© 2026 RealTea with Jim Ross, an Uncommon Agent publication.

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