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Dive into a collection of past Market Updates
RealTea 08.24 | Treasury Buyback Rally Fizzles, Rates Hold at 6.65%, Pendings Dropped 10.7%

Aug 24, 2026

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6 min read

RealTea 08.24 | Treasury Buyback Rally Fizzles, Rates Hold at 6.65%, Pendings Dropped 10.7%

Prices are still climbing but buyer activity is cracking.

Jim Ross
Jim Ross
RealTea 08.17 | CPI Holds at 2.9%, Rates Dip to 6.67%, Plus a Fresh Look!

Aug 17, 2026

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6 min read

RealTea 08.17 | CPI Holds at 2.9%, Rates Dip to 6.67%, Plus a Fresh Look!

The 30-year rate ticked down to 6.67% after a tame CPI print, but a stagflationary undercurrent from crashing retail sales and weak sentiment means meaningful rate relief isn't coming soon.

Jim Ross
Jim Ross
🍵 Market Update 08/10 │ Jobs Report Goes Negative, Rates Hit 3-Week Lows, Hike Odds Drop

Aug 10, 2026

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4 min read

🍵 Market Update 08/10 │ Jobs Report Goes Negative, Rates Hit 3-Week Lows, Hike Odds Drop

The economy lost jobs in July, and that one number pulled mortgage rates to 3-week lows and cut the odds of a September Fed hike nearly in half.

Jim Ross
Jim Ross
🍵 Market Update 08/03 │ Fed Splits 9-3, Sep Hike Odds Hit 62.5%, Rates Top Last Year

Aug 3, 2026

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5 min read

🍵 Market Update 08/03 │ Fed Splits 9-3, Sep Hike Odds Hit 62.5%, Rates Top Last Year

The Fed held rates steady, but three members voted to hike, the bond market pushed long yields to 2007 highs, and mortgage rates ended the week above where they sat a year ago.

Jim Ross
Jim Ross
🍵 Market Update 07/27 │ Oil Shock Pushes Rates to 6.85%, Fed Decision Wednesday

Jul 27, 2026

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5 min read

🍵 Market Update 07/27 │ Oil Shock Pushes Rates to 6.85%, Fed Decision Wednesday

Six weeks ago markets were debating cuts. Last week they priced a 1 in 3 chance of a hike, and mortgage rates followed oil straight up.

Jim Ross
Jim Ross
🍵 Market Update 07/20 │ Inflation Cools, Hike Odds Collapse, Rates Fall From 1-Year Highs

Jul 20, 2026

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5 min read

🍵 Market Update 07/20 │ Inflation Cools, Hike Odds Collapse, Rates Fall From 1-Year Highs

Two cooler-than-expected inflation reports erased rate hike odds and pulled mortgage rates off 12-month highs, while builders cut prices at a record pace.

Jim Ross
Jim Ross
🍵 Market Update 07/13 │ Biggest Housing Bill in Decades Becomes Law, Oil Spikes, Hike Odds Rise

Jul 13, 2026

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5 min read

🍵 Market Update 07/13 │ Biggest Housing Bill in Decades Becomes Law, Oil Spikes, Hike Odds Rise

The biggest housing bill in three decades became law at midnight Saturday, while oil back above $80 and hawkish Fed minutes kept rates pinned in the mid-6s.

Jim Ross
Jim Ross
🍵 Market Update 07/06 │ Labor Market Cools, Fed Hike Odds Drop, Mortgage Rates Catch a Break

Jul 6, 2026

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4 min read

🍵 Market Update 07/06 │ Labor Market Cools, Fed Hike Odds Drop, Mortgage Rates Catch a Break

June hiring came in at 57K against a 115K forecast, and markets responded by pulling Fed hike odds down, giving mortgage rates room to hold near their best levels since mid-May.

Jim Ross
Jim Ross
🍵 Market Update 06/29 │ PCE Runs Hot, Yet Rates Slip to a 6-Week Low

Jun 29, 2026

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5 min read

🍵 Market Update 06/29 │ PCE Runs Hot, Yet Rates Slip to a 6-Week Low

Hot PCE, a hawkish Fed setup, and a surprise dip in rates. Plus the biggest housing bill in decades clears Congress.

Jim Ross
Jim Ross
🍵 Market Update 06/22 │ Warsh's First Fed Meeting, 2026 Cuts Off the Table

Jun 22, 2026

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4 min read

🍵 Market Update 06/22 │ Warsh's First Fed Meeting, 2026 Cuts Off the Table

Kevin Warsh's first meeting as Fed chair ended with rates on hold & a clear hawkish turn, while an Iran deal pulled oil and gas prices lower.

Jim Ross
Jim Ross
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