RealTea with Jim Ross

Serving the intersection of investors & agents with a weekly no-fluff, data-packed playbook for smarter real estate moves both nationally and in Central Ohio.

Each week’s report below is colored in Green or Red, depending on if the overall news was optimistic or pessimistic. Dive in!

Latest

🍵 Market Update 11/10 │ Fannie Drops FICO Floor, Trump Floats 50-Yr Mortgage

Nov 10, 2025

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11 min read

🍵 Market Update 11/10 │ Fannie Drops FICO Floor, Trump Floats 50-Yr Mortgage

Last week, rates held near 6.3%, the 10-year stayed flat, and headlines focused on the record U.S. government shutdown, rising rates, and mortgage policy shifts.

Jim Ross

🍵 Market Update 11/03 │ LW's Fed Cut Overshadowed by Rising Yields and Higher Rates

Nov 3, 2025

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13 min read

🍵 Market Update 11/03 │ LW's Fed Cut Overshadowed by Rising Yields and Higher Rates

QT ending Dec 1 signals a coming shift in liquidity, mortgage rates averaged 6.24%, and Central Ohio supply slipped modestly as national housing turnover hit 30-year lows.

Jim Ross

🍵 Market Update 10/27 │ CPI Comes In Lower Than Expected & It’s Fed Week!

Oct 27, 2025

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11 min read

🍵 Market Update 10/27 │ CPI Comes In Lower Than Expected & It’s Fed Week!

Soft CPI data reinforces a Fed cut this week.

Jim Ross

Articles

Nov 10, 2025

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11 min read

🍵 Market Update 11/10 │ Fannie Drops FICO Floor, Trump Floats 50-Yr Mortgage

Last week, rates held near 6.3%, the 10-year stayed flat, and headlines focused on the record U.S. government shutdown, rising rates, and mortgage policy shifts.

Jim Ross

Nov 3, 2025

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13 min read

🍵 Market Update 11/03 │ LW's Fed Cut Overshadowed by Rising Yields and Higher Rates

QT ending Dec 1 signals a coming shift in liquidity, mortgage rates averaged 6.24%, and Central Ohio supply slipped modestly as national housing turnover hit 30-year lows.

Jim Ross

Oct 27, 2025

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11 min read

🍵 Market Update 10/27 │ CPI Comes In Lower Than Expected & It’s Fed Week!

Soft CPI data reinforces a Fed cut this week.

Jim Ross

🍵 Market Update 10/20 │ Latest Beige Book: The economic report you've never heard of

Oct 20, 2025

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11 min read

🍵 Market Update 10/20 │ Latest Beige Book: The economic report you've never heard of

The 10-year hovered near 4%, mortgage rates held steady in the low/mid-6s, and the latest Beige Book pointed to softer but stable economic conditions, reinforcing expectations for a Fed cut heading into late October.

Jim Ross

🍵 Market Update 10/13│Mortgage Rates Hit One-Month Low As Tariff Drama Renews

Oct 13, 2025

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10 min read

🍵 Market Update 10/13│Mortgage Rates Hit One-Month Low As Tariff Drama Renews

Tariff tensions resurfaced last week, sparking a bond rally that pulled mortgage rates to their lowest levels in a month, while Central Ohio inventory remains elevated but steady heading into fall.

Jim Ross

🍵 Market Update 10/06 | How the Gov't Shutdown Impacts Housing

Oct 6, 2025

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10 min read

🍵 Market Update 10/06 | How the Gov't Shutdown Impacts Housing

Last week brought weak jobs data, higher mortgage rates, and a government shutdown, shaping a cautious but still resilient housing market in Central Ohio.

Jim Ross